August 10, 2021: Masks will now be required within all Austin HRA Buildings.
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Home Improvement Loans

100 us dollar bill
Loan TypeContact PersonInterest RateMax AmountCredit RequirementsHow is Loan SecuredIncome LimitsWho Under Writes the Loan
Home FederalMN Fix Up LoanTom Klapperick
(507) 434-2500
2.75% – 4.25%$75,000630 Credit ScoreRecorded Meeting$139,200MN Housing
Austin HRACHIP LoanTaggert Medgaarden
(507) 433-1866
2%$10,000noneRecorded Meeting$47,200
Family of 2
HRA
Austin HRACHIP II LoanTaggert Medgaarden
(507) 433-1866
2%$25,000noneRecorded Meeting$65,000
Family of 2
HRA
SEMCACRehabilitation LoanCindy Vitse
(507) 864-8207
0%$27,000noneRecorded Meeting
Deferred if HO stays in house 15 years
Check with CindyMN Housing
SEMCACEmergency or Accessibility LoanCindy Vitse
(507) 864-8207
0%$15,000noneRecorded Meeting
Deferred if HO stays in house 15 years
Check with CindyMN Housing
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